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Livelihood Opportunity Promotion Scheme (Scheduled Tribes)

The scheme aims to promote self-employment among Scheduled Tribe individuals through financial support, including loans, margin money, and grants.

Authority

State/ UT

Region

Uttarakhand

Status

Verified 2026

Updated

March 2026

What you get

Financial Assistance: | - Project Cost: Between ₹50,000/- and ₹2,00,000/-. | - Bank Loan: 60% of the project cost | - Margin Money: 30% of the project cost, repayable at 7% annual interest in 60 monthly installments | - Grant: Up to ₹50,000/-. | Beneficiary Contribution: | - No contribution for project cost up to ₹1,00,000/- | - 10% contribution for project cost between ₹1,01,000/- and ₹2,00,000/-

Who can apply

The applicant must be a permanent resident of Uttarakhand.; The applicant must belong to the Scheduled Tribe (ST) category.; The applicant's age must be between 18 and 50 years.; The applicant’s annual family income should not exceed ₹2,50,000/-.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who can apply for this scheme?

Only Scheduled Tribe residents of Uttarakhand aged 18 to 50 years.

What is the income eligibility for this scheme?

Annual income should not exceed ₹2,50,000.

What is the range of project cost allowed under the scheme?

The range is from ₹50,000 to ₹2,00,000.

Is a grant included in the scheme?

Yes, up to ₹50,000 is provided as a grant.

What is margin money and how is it paid back?

30% of the project cost, repayable at 7% interest over 60 months.

Do I need to invest my own money?

No, if the project cost is up to ₹1,00,000. For higher costs, 10% contribution is required.

What kind of projects can be funded?

Self-employment and livelihood-based projects such as small businesses or services.

Where do I apply for the scheme?

At your local Development Block Office in Uttarakhand.

Who selects the beneficiaries?

A district-level committee headed by the District Social Welfare Officer.

What is the interest rate on margin money?

7% annual interest over a period of 60 months.

Can I apply online?

No, the process is offline for the application.