What you get
Term Loan Scheme: | - Project Cost: ₹75,000/- | - Grant: 20% or ₹10,000/-, whichever is less | - Term Loan: ₹65,000/- at 6% annual interest rate | Shop Construction Scheme: | - Project Cost: ₹50,000/- | - Grant: 20% or ₹10,000/-, whichever is less | - Margin Money Loan: ₹40,000/- at 4% annual interest rate, repayable in 60 monthly installments | Margin Money Loan Scheme for Bank Supported Loan: | - Project Cost: Up to ₹2,00,000/- | - Grant: 20%, maximum of ₹10,000/- | - Margin Money: 25% of the project cost at 4% annual interest rate, repayable in 36 monthly installments
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Who can apply under this scheme?
Any Uttarakhand resident with at least 40% disability and within the age and income limits.
What is the income limit for applicants?
₹2,00,000 per year for urban residents and ₹1,60,000 for rural residents.
How much grant is provided?
Up to ₹10,000, depending on project cost and scheme type.
What is the interest rate on loans?
6% for term loans and 4% for margin money loans.
Can a person with UDID card apply?
Yes, the UDID card is valid proof of disability for this scheme.
Do I need a business plan?
Yes, a project proposal or cost estimate must be submitted.
Can I apply online?
No, the process is offline for the application.
Where do I apply for the scheme?
At your local Development Block Office in Uttarakhand.
Who selects the beneficiaries?
A district-level committee headed by the District Social Welfare Officer.
How do I know my application status?
Contact the Development Block or the District Social Welfare Office.