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Banking,Financial Services and Insurance

Primary Cooperative Agriculture and Rural Development Bank: For Minor Irrigation

The scheme offers loans to farmers for minor irrigation projects, aiming to enhance water access for agriculture. Loan amounts range from ₹65,000/- to ₹1,20,000/- at an interest rate of 11% to 11.75%.

Authority

State/ UT

Region

Tamil Nadu

Status

Verified 2026

Updated

March 2026

What you get

- Access to Loan: ₹65,000/- to ₹1,20,000/-. - Interest Rate: 11% to 11.75% (subject to change).

Who can apply

The beneficiary should be a resident of Tamil Nadu.; The beneficiary should be a farmer.; The beneficiary should be engaged in agriculture; The beneficiary should be in need of support for minor irrigation.; The beneficiary should be interested in availing of the loan for Minor Irrigation.; The beneficiary should have the intention to use the loan specifically for Minor Irrigation.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the objective of this scheme?

The scheme offers loans to farmers for minor irrigation projects, aiming to enhance water access for agriculture. Loan amounts range from [?]65,000/- to [?]1,20,000/- at an interest rate of 11% to 11.75%.

What is the minimum amount of loan available?

The minimum loan amount available under this scheme is [?]65,000/-.

What is the maximum loan amount?

Farmers can avail of a loan amount up to [?]1,20,000/-.

What are the interest rates for the loan?

The interest rate ranges from 11% to 11.75%, subject to change based on prevailing rates.

Is there a specific income requirement to qualify?

No, there is no specific income criterion required for this loan.

What documents are required to apply?

Required documents include proof of identity, proof of land ownership or lease, address proof etc.

How can an applicant apply for the loan?

Farmers can apply by visiting the Secretary or Special Officer at the Primary Cooperative Agriculture and Rural Development Bank and submitting the necessary documents.

Who can the applicant contact for further assistance?

The applicant can contact the Secretary or Special Officer at the bank for any assistance with the application process.

Can farmers from all communities apply?

Yes, the scheme is open to eligible farmers from all communities.

Is the loan’s interest rate fixed or adjustable?

The interest rate is fixed but may change based on market conditions.