What you get
- Financial assistance of ₹1,20,000/- is provided for the construction of a new pucca house. | - The house must have a minimum carpet area of 25 square metres, including a hygienic cooking space and excluding the toilet area. | Instalment-wise Disbursement: | - First Instalment: ₹10,000/-, released along with the issuance of the work order.- Second Instalment: ₹65,000/-, released upon reaching roof level.- Third Instalment: ₹15,000/-, released upon completion of the house. | Timeline: | - The house is ordinarily required to be completed within 12 months from the credit of the first instalment. | Mode of Disbursement: | - The construction assistance is credited directly to the beneficiary’s bank account through Direct Benefit Transfer from the State Nodal Account. | Convergence: | - The beneficiaries constructing new houses are entitled upto 90/95 person days of unskilled labour during house construction out of MGNREGS in addition to the unit assistance. | - The beneficiaries can also avail support under relevant schemes of rural sanitation, drinking water, rural electrification, etc., if found eligible and not availed earlier. | - BDO should endeavour to construct houses on a cluster basis wherever feasible. The required common infrastructure, like CC road, street light, drainage, community sanitation complex, community compost pit, etc., shall also be provided in convergence mode from the relevant schemes of Central & State Government.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
What is the objective of this scheme component Construction of New House?
The scheme aims to support eligible beneficiaries in constructing a permanent residential house by providing financial assistance, subsidies, or access to affordable housing-related support.
Who can apply for assistance for construction of a new house?
Individuals or families who do not own a pucca house and meet the eligibility conditions prescribed under the relevant housing scheme can apply.
Is the assistance available for construction on owned land?
Yes, assistance is generally provided for the construction of a new house on land legally owned by the applicant, subject to verification.
What type of financial support is provided under the scheme?
Support may be provided in the form of direct financial assistance, subsidies, or instalment-based funding linked to construction progress.
Are there any income criteria for availing the benefit?
Yes, applicants are usually required to fall within specified income limits as defined under the applicable housing scheme guidelines.
Is beneficiary contribution required for house construction?
In some cases, beneficiaries may be required to contribute a portion of the construction cost, depending on scheme norms.
How is the assistance amount released?
The assistance is typically released in phases based on the completion stages of house construction and physical verification.
Can the assistance be used for renovation or extension of an existing house?
No, the scheme is intended for the construction of a new house. Renovation or extension is usually covered under separate schemes, if applicable.
What documents are generally required to apply?
Applicants are usually required to submit identity proof, address proof, land ownership documents, an income certificate, and bank account details.