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Agriculture,Rural & Environment

Weather Based Crop Insurance Scheme

The scheme aims to provide crop insurance protection to farmers against weather-related risks under the Pradhan Mantri Fasal Bima Yojana. It ensures financial support to farmers affected by adverse weather conditions.

Authority

State/ UT

Region

Madhya Pradesh

Status

Verified 2026

Updated

March 2026

What you get

- Insurance Coverage for Crops: Provides protection to crops against losses caused by adverse weather conditions such as high or low temperatures, excess or deficient rainfall, and wind speed.

Who can apply

The applicant must be a farmer.; The applicant must be a resident of Madhya Pradesh.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the objective of this scheme?

The scheme aims to protect farmers from losses caused by adverse weather conditions.

Who implements the scheme in Madhya Pradesh?

The scheme is implemented by the Horticulture and Food Processing Department, Government of Madhya Pradesh.

Which crops are covered under this scheme?

The scheme covers crops such as orange, banana, papaya, onion, chili, brinjal, tomato, potato, cauliflower, cabbage, peas, coriander, garlic, mango, pomegranate, and grapes.

What type of risks are covered under the scheme?

The scheme covers risks due to high or low temperatures, excess or deficient rainfall, strong wind, and hailstorm.

What is the premium amount to be paid by the farmer?

The farmer has to pay 5% of the insured amount as the premium.

Who pays the remaining premium?

The remaining premium is shared equally by the central and state governments.

Who is eligible to apply under this scheme?

Farmers of Madhya Pradesh are eligible to apply under this scheme.

How is the compensation amount calculated?

The compensation is calculated based on weather deviations recorded at established weather stations.