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Health & Wellness; Transport & Infrastructure; Social welfare & Empowerment

Motor Vehicle Driver-Conductor Welfare Scheme- Pradhanmantri Suraksha Bima Yojana

This scheme provides accident insurance coverage to registered drivers and conductors, offering financial protection in the event of accidental death or permanent disability.

Authority

State/ UT

Region

Madhya Pradesh

Status

Verified 2026

Updated

March 2026

What you get

Accident Insurance Coverage | - ₹2,00,000 is payable in case of accidental death. | - ₹2,00,000 is payable in case of total and irreversible loss of both eyes, both hands, both feet, or loss of one eye and one limb. | - ₹1,00,000 is payable in case of total and irreversible loss of one eye or one limb.

Who can apply

The applicant should be a permanent resident of Madhya Pradesh.; The applicant's age should be between 18 to 70 years.; The applicant should be a registered transport vehicle driver or conductor in Madhya Pradesh.; The applicant should possess a valid commercial driving or conductor license issued in Madhya Pradesh.; The applicant should be registered on the Samagra Portal.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the purpose of this component scheme?

The primary purpose of this component is to provide comprehensive accident insurance coverage specifically tailored for registered drivers and conductors.

Which insurance scheme is applicable?

The insurance coverage is governed by the guidelines and provisions of the Prime Minister’s Security Insurance Scheme.

Who is eligible for accident insurance?

Eligibility for this accident insurance is strictly limited to registered transport vehicle drivers and conductors.

What is the age limit for coverage?

Applicants must fall within the eligible age bracket of 18 to 70 years to qualify for the coverage.

What is the insurance amount for accidental death or permanent disability?

For cases involving accidental death or permanent total disability resulting from an accident, the insurance payout is set at ₹2,00,000.

What is the insurance amount for permanent partial disability?

If an accident results in permanent partial disability, the insured individual is entitled to a payout of ₹1,00,000.

Is Samagra registration mandatory?

It is a mandatory requirement for all applicants to have a valid Samagra registration to avail of these benefits.

Can other states people apply for this scheme?

No, only residents of Madhya Pradesh are eligible. | 

How can I apply for the scheme?

The applicant submits the application at the District or Regional Transport Office (RTO) for verification and further processing.

What documents are needed to apply?

The following documents are required: Samagra Family Identification Number (Samagra ID), Samagra Member Identification Number, Aadhaar Card, Proof of Residence (Madhya Pradesh), Valid Commercial Driving or Conductor License, Bank Account Details, Passport-size Photograph, etc.