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Business & Entrepreneurship

Shrama Shakthi Scheme

Under the Shrama Shakthi Loan scheme, religious minority community entrepreneurs will be trained in artistic and technical skills and will be provided a loan of ₹50,000/- with a 4% rate of interest, to be paid in 36 installments.

Authority

State

Region

Karnataka

Status

Verified 2026

Updated

March 2026

What you get

Who can apply

The age limit of the applicant should be between 18 and 55 years.; The applicant must be a permanent resident of the State.; Applicants must belong to State Religious Minority Community.; Family income from all sources should be within Rs. 3.50 lakh per annum.; An applicant or his/her family members should not have availed benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What should be the annual family income of the applicant?

It should be below or equal to [?]3,50,000/-

Can government employees apply to get benefits from this scheme?

No, A person whose family member is an employee of the State/Central/ Government Public Sector Units.

Who will get the benefits under Shrama Shakthi Scheme?

People belonging to State Religious Minority Community of Karnataka will be able to get the benefits from this scheme.

What is the amount of Loan money that a person can get under this scheme?

Under this scheme, a loan of [?]50,000 will be given to persons belonging to religious minority communities.

Is there any provision for training under this scheme?

Yes, training will be given to religious minority community entrepreneurs.

What type of training will be given under this scheme?

Training will be given to beneficiaries for enhancing their artistic and technical skills.

What is the rate of interest on the loan given?

The rate of interest will be 4% for the loan amount.

Who should apply for this scheme?

Only residents of Karnataka State who belong to religious minority community are eligible to apply for this scheme.

What is the age limit required to apply for this scheme?

The age limit should be between 18 to 55 years.

What is the application process for this scheme?

Under this scheme, first step is to fill the online application, and after submission, the print out of this application is to be submitted to the Selection Panel of your concerned district along with other documents.

What documents are required to apply under this scheme?

The print out of online application form along with Beneficiary's latest 2 passport size photos, Caste and income certificate, Copy of Aadhaar card, Project report of the business, Copy of Bank Passbook, Self-Declaration Form, Self-Declaration Form from Surety will be submitted to the selection panel.

From where can I get Self- Declaration Form, Self- Declaration Form from Surety, and Caste Certificate?

The links to download these documents are as follows - | Self- Declaration Form - https://kmdconline.karnataka.gov.in/API/ProjectFiles/DocumentTypes/Self-Declaration-Applicant1.pdf | Self- Declaration Form from Surety - https://kmdconline.karnataka.gov.in/API/ProjectFiles/DocumentTypes/Self-Declaration-Surety1.pdf | Caste Certificate - https://sevasindhu.karnataka.gov.in/Category/Caste%20Certificate.html