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Health & Wellness

Mukhyamantri Abua Swasthya Suraksha Yojana

The "Mukhyamantri Abua Swasthya Suraksha Yojana" by the Department of Health and Family Welfare, Govt. of Jharkhand aims to provide quality healthcare services to eligible families. Beneficiaries receive ₹15,00,000/- per family per year as health insurance coverage for advanced medical treatments.

Authority

State/ UT

Region

Jharkhand

Status

Verified 2026

Updated

March 2026

What you get

- Health insurance cover of ₹15,00,000/- per family per year. | - Coverage includes expenses for both general treatments and critical illnesses listed under the scheme. | - Beneficiaries can access services at empaneled public and private hospitals. | - Includes treatment costs for diabetes, blood pressure, and dialysis, with free medicines provided at government hospitals. | - Beneficiaries also gain access to treatment for 21 critical illnesses under the existing Mukhyamantri Gambhir Bimari Upchar Yojana. | NOTE: | - Temporary health cards will be issued for urgent treatments based on the beneficiary’s ration card. | - The first ₹1,00,000/- of coverage is managed by a selected insurance company, while the remaining up to ₹15,00,000/- is borne by the government in trust mode.

Who can apply

The applicant should be a resident of Jharkhand.; The applicant’s family should possess a ration card under the National Food Security Act (NFSA) or Jharkhand State Food Security Act.; The applicant's have pink, yellow, and green ration cards are eligible under the scheme.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who is eligible for the scheme?

Families with ration cards under NFSA or Jharkhand Food Security Act and SECC-2011 data beneficiaries are eligible.

What illnesses are covered under the scheme?

Both general and critical illnesses, including 21 major diseases like cancer, heart surgery, and kidney transplants, are covered.

How can I apply for the scheme?

Apply online through the state health portal using your Aadhaar and ration card details.

What if I don’t have a health card yet?

Temporary health cards are issued based on ration card details for urgent treatments.

What is the validity of the health insurance coverage?

The coverage is valid for one year and is renewable annually.

Can I avail of the scheme benefits outside Jharkhand?

Benefits are restricted to empaneled hospitals within Jharkhand.

What is the hybrid mode of implementation?

It means partial coverage by an insurance company and the remaining by the state in trust mode.

How can I verify if my family is included in the scheme?

Check eligibility through the state health portal or at district health offices.

Are private hospitals included in the scheme?

Yes, empaneled private hospitals provide services under the scheme.

Can additional family members be added later?

Yes, families can update their details online for inclusion of additional members.