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Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021

The Jharkhand Rajya Patrakar Swasth Bima Yojna Niyamawali 2021 is a health insurance scheme for accredited journalists in Jharkhand. It provides comprehensive health coverage to ensure financial security during medical emergencies.

Authority

State/ UT

Region

Jharkhand

Status

Verified 2026

Updated

March 2026

What you get

- Health insurance coverage up to ₹5,00,000/- per year for accredited journalists. | - Coverage for self, spouse, and dependent children (up to 2). | - Includes expenses for hospitalization, surgeries, medicines, and treatments. | - Cashless treatment in empaneled hospitals. | Note-1: The Jharkhand State Journalist Health Insurance Scheme is valid for one year, with renewal formalities required before its expiry. | Note-2: Media representatives must deposit 20% of the annual premium via banker’s cheque/cheque/demand draft for health insurance coverage up to ₹5,00,000/- to the designated account of the Director, Information & Public Relations Directorate, Jharkhand Government, by the specified date. The remaining 80% of the annual premium will be covered by the Department. | Claim Process: | - The insured media representative must provide complete details of dependents (spouse and two children) and nominate a beneficiary for claim settlement in the application form to receive medical reimbursement from the insurance company. | - In case of treatment or an accident, it is mandatory to inform the insurance company's district office and the Information and Public Relations Department, Ranchi, within a maximum of seven days.

Who can apply

The applicant must reside in Jharkhand and their work area should be within the state.; The applicant should be an accredited journalist in Jharkhand.; The media representatives must be from newspapers, magazines, news agencies, electronic media, or news-based electronic media.; The applicant must be regularly or contractually employed by the respective media organization.; The applicant must possess an accreditation certificate issued by the state government.; The journalist's age should be between 21 to 60 years.; Freelance journalists must present valid press credentials issued by the Information and Public Relations Department at the time of applying.; The insurance coverage will include the media representative's spouse and two unmarried and dependent children up to the age of 21 years.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the Jharkhand Rajya Patrakar Swasthya Bima Yojana?

It is a health insurance scheme for accredited journalists in Jharkhand to cover medical expenses.

Who is eligible to apply for this scheme?

Accredited journalists working in Jharkhand and their families can apply.

What is the insurance coverage amount?

The scheme provides health insurance coverage up to [?]5,00,000/- annually.

Who all are covered under the scheme?

The journalist, spouse, and up to 2 dependent children are covered.

What expenses are covered under this scheme?

The scheme covers hospitalization, medicines, treatments, surgeries, and other medical expenses.

Is there an age limit to apply?

Yes, journalists 21 to 60 years are eligible for the scheme.

How can I apply for the scheme?

Applicants can apply through the IPRD office or the official website by submitting the required form and documents.

What documents are required for application?

Key documents include an accreditation certificate, identity proof, residence proof, and proof of employment.

Is the treatment cashless under this scheme?

Yes, treatment can be availed cashless in empaneled hospitals.

How will I know if my application is approved?

Approved applicants will receive an insurance card after verification.

Can I include my parents in this scheme?

No, only the journalist, spouse, and dependent children are covered.

Is there any fee to enroll in the scheme?

No, the enrollment process is free of charge.

How do I find the list of empaneled hospitals?

The list of empaneled hospitals is available on the official website or can be obtained from the IPRD office.

What happens if I lose my insurance card?

You can contact the issuing office for a duplicate insurance card.

Where can I get more information about the scheme?

For more details, visit the IPRD office or check the official Jharkhand government website.