What you get
- Under this scheme, assured financial assistance is provided to eligible farmers in the event of crop loss occurring due to natural calamity. | - In the event of 30-50% loss: ₹3,000/- per acre maximum upto 5 acres | - In the event of >50% loss: ₹4,000/- per acre maximum upto 5 acres | Note 1: Both Kharif (Paddy & Maize) and Rabi (Wheat, Mustard, Gram, and Potato) season crops are covered under this scheme. | Note 2: No intermediary role of insurance companies and no premiums are required to be paid by applicant farmers. | Note 3: Loss estimation through data of Crop Cutting Experiment.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Is the scheme voluntary for farmers?
Yes, participation in the scheme is voluntary for all farmers.
Is this scheme a crop insurance scheme?
No, this scheme is not a crop insurance scheme but a compensation scheme to provide financial assistance directly to farmers in case of crop damage.
What are the objectives of the scheme?
The objectives are to provide financial assistance to affected farmers, strengthen their income, ensure financial flow for agricultural work, and support food security, crop diversification, rapid growth, and competition in agriculture.
Who is eligible to apply for the scheme?
Eligible applicants are permanent residents of Jharkhand who are small or marginal farmers, 'Raiyat' or 'Bataidaar' farmers, aged at least 18 years, with a valid Aadhaar Number, and possess requisite land papers.
What types of natural calamities are covered under the scheme?
The scheme covers flood, waterlogging, earthquake, volcanic eruption, landslide, drought or dry winds, widespread epidemic, naturally caught fire, thunderstorm, storm, torrential rain, and cyclone.
What risks are not considered under the scheme?
Losses caused by war/nuclear risks, malicious losses, preventable risks such as unscientific farming practices, and crop loss due to wild animal attacks are not covered under the scheme.
What benefits are provided under the scheme?
Financial assistance of [?]3,000 per acre (for 30-50% crop loss) and [?]4,000 per acre (for >50% crop loss) is provided, up to a maximum of 5 acres.
Are both Kharif and Rabi season crops covered?
Yes, both Kharif (Paddy & Maize) and Rabi (Wheat, Mustard, Gram, and Potato) season crops are covered under this scheme.
Do farmers need to pay any premium for this scheme?
No, farmers do not need to pay any crop insurance premium under this scheme.
Who are excluded from participating in this scheme?
Exclusions include former and present members of Rajya Sabha/Lok Sabha/Legislative Assembly, ministers, chairpersons of municipal bodies/Zilla Parishad, certain government employees, pensioners with monthly pensions of [?]10,000 or more, income tax payers, and practicing professionals like doctors, engineers, lawyers, chartered accountants, and architects.
How can farmers apply for the scheme?
Farmers can apply by visiting the official website of the Jharkhand Rajya Fasal Rahat Yojana at https://jrfry.jharkhand.gov.in/.
Are farmers cultivating on government or non-majorua land eligible?
Yes, farmers cultivating on such lands with lease or settlement documents from the Revenue Department are eligible.
What is the minimum crop loss required to receive assistance?
Farmers must have a crop loss of at least 20% to receive assistance under this scheme.
How much agricultural land can be covered under the scheme?
Farmers can avail benefits for agricultural land ranging from a minimum of 10 decimals to a maximum of 5 acres.
What if a farmer faces losses due to wild animal attacks?
Losses due to wild animal attacks are not covered under this scheme but under the schemes of the Forest, Environment and Climate Change Department, Government of Jharkhand.