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Banking,Financial Services and Insurance; Business & Entrepreneurship

Jhota Buggi/Camel/Mule Cart Scheme (HSFDC)

Under this scheme, the Corporation provides loans to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for purchasing animal-driven carts such as Jhota Buggis, camel carts, and mule carts.

Authority

State/ UT

Region

Haryana

Status

Verified 2026

Updated

March 2026

What you get

Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Bank Loan: | - Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.₹1,50,000 /- 4 4 | Interest Starts onPenalty Start After Principal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day 180 Days 360 Days 180 Days 180 Days

Who can apply

The applicant should be a resident of Haryana.; The applicant should belong to the Scheduled Caste Category.; The applicant should belong to the Below Poverty Line (BPL) family.; The applicant's annual family income should not exceed ₹1,80,000/- in both rural and urban areas.; The applicant's annual family income should not exceed the BPL limit.; The applicant's name should be included in the BPL Survey List.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the maximum loan amount provided under this scheme?

The scheme offers loan assistance of up to ₹1,50,000/-.

Who is eligible for this scheme?

Residents of Haryana who belong to the Scheduled Caste category and Below Poverty Line (BPL) families with an annual income not exceeding ₹1,80,000/-.

Is there any subsidy provided under this scheme?

Yes, a subsidy of 50% of the total project cost is provided, with a maximum subsidy amount of ₹10,000/-.

How is the loan amount disbursed?

The composite loan, which includes the subsidy and the balance amount of the bank loan, is provided by the banks to the seller of the assets on behalf of the beneficiaries.

Can urban residents apply for this scheme?

Yes, both rural and urban residents who meet the eligibility criteria can apply.

What is the source of funding for this scheme?

The funding is provided by banks in collaboration with HSFDC.

Is there any interest rate applicable on the loan?

The interest rate of 4% is applicable on the loan.

How can I apply for this scheme?

You can apply by visiting the official website of the Haryana Scheduled Castes Finance and Development Corporation at https://hscfdc.org.in/appreg.