What you get
- Low-Interest Loan: A loan is provided at an interest rate of 6 per cent per annum.1. Maximum Loan Limit: The maximum loan limit in this scheme is up to ₹1,00,000/-.1. Unit Cost Coverage: 85 per cent of the unit cost will be loaned. | - Out of this 85 per cent, 85 per cent will be from the national corporation. | - 10 per cent will be from the state government. | - 5 per cent will be from the beneficiary's contribution. | Intended Use: The loan is for agriculture-related activities, specifically animal husbandry (cow-buffalo). | Repayment Terms: This loan is to be repaid in 60 equal monthly instalments, including interest.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Is there a specific date mentioned for age calculation?
Yes, the age should be between 21 and 45 years as of 14/08/2023.
What is the main purpose of this scheme?
The main purpose is to provide financial assistance for agriculture-related activities like animal husbandry (cow-buffalo).
What are the contributions from different entities for the loan?
85% of the loan will be from the national corporation, 10% from the state government, and 5% will be from the beneficiary's contribution.
How long do I have to repay the loan?
This loan is to be repaid in 60 equal monthly instalments, including interest.
What documents are required to apply for the scheme?
Required documents include Birth Certificate, Income Certificate, and School Leaving Certificate, along with Aadhaar, Ration Card, and Voter ID.
What details do I need to provide about my bank account?
You need to provide your bank account number, bank name, branch name, name as per account, account type (Savings/Current), MICR code, and IFSC code.
What details are needed if a family member works in government or private job?
If a family member works in a government or private job, you need to provide their Name, Designation, Place, and Salary details.
Where do I submit my application form?
The application form is submitted online at https://gbcdconline.gujarat.gov.in.
What happens if I have a physical disability?
If you are physically handicapped, you need to select "Yes" or "No" in the application, and if "Yes," provide the percentage of disability.
What information is required about past loans?
If you have taken a past loan, you need to provide the loan details (date, amount, paid, remaining) and your account number.
How long do I have to repay the loan?
This loan is to be repaid in 60 equal monthly instalments, including interest.