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Banking,Financial Services and Insurance; Business & Entrepreneurship; Women and Child

New Swarnima Yojana for Women (GTKVN)

The scheme aims to promote economic upliftment of women from Thakor & Koli communities living below poverty line by supporting them in self-employment ventures. Under this scheme, 100% financial support up to ₹1,00,000/- is provided to eligible women for starting a business/trade of their choice.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

- Loan Amount: Up to ₹1,00,000 for eligible business/trade activities.- Interest Rate: 5% per annum.- Loan Coverage: 100% of the approved project/business cost.- Repayment Term: 60 equal monthly installments (5 years), including interest.

Who can apply

The applicant should be a resident of Gujarat.; The applicant should be a woman.; The applicant should belong to Thakor or Koli community.; The applicant should be between 21 and 50 years of age on the date of application.; The applicant’s annual family income should not exceed ₹3,00,000/-.; The woman applicant should have experience related to the proposed business/trade.; The applicant will have to provide suitable collateral to get the loan.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the objective of this scheme?

The scheme aims to promote economic upliftment of Thakor and Koli women living below the poverty line by supporting them in self-employment ventures of their choice.

Who is eligible to apply for the scheme?

Women belonging to the Thakor or Koli caste, aged between 21 to 50 years, and meeting the income and experience criteria, are eligible.

What is the annual income limit for applying?

The family’s annual income must not exceed ₹3 lakh. At least 50% of loans will be given to those with income up to ₹1.5 lakh.

Is there an age requirement for applicants?

Yes, the applicant must be between 21 and 50 years old on the date of application.

What is the interest rate for the loan?

The interest rate is 5% per annum.

What is the repayment period for the loan?

The loan must be repaid in 60 equal monthly installments, including interest.

Is the loan amount given in full for the chosen business?

Yes, the scheme provides 100% of the business/occupation cost as a loan.

Is collateral security required to get the loan?

Yes, the applicant must provide suitable collateral for the loan.