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Business & Entrepreneurship; Women and Child

Mahila Samriddhi Yojana (for women only) GNTDNT

The scheme aims to create self-employment for women of nomadic and denotified castes and support women entrepreneurs doing independent business. Through this scheme, microfinance is provided to women beneficiaries to pursue a business/occupation of their choice.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

- The maximum loan limit will be up to ₹1,25,000/-. | - The interest rate will be 4% per annum. | - Under this scheme, 100% loan of the business/occupation amount is provided. | - The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution. | Repayment: The loan amount will have to be repaid in 48 equal monthly instalments, including interest.

Who can apply

The applicant must be a woman from a Nomadic or Denotified Caste.; The annual income limit of the family for income eligibility will be up to ₹3,00,000/- with effect from 1/4/2018. At least 50 percent of the total loan amount will be allocated for families having an annual income of up to ₹1,50,000/-.; The applicant's age should be at least 21 years and not more than 50 years as on the date of application.; The applicant must have experience in a technical and skilled trade/business.; The applicant will have to provide suitable collateral to get the loan.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the main purpose of the scheme?

The main purpose is to create self-employment for women of Nomadic and Denotified Castes and to support women entrepreneurs doing independent business.

Am I eligible for this loan if I am a woman from a Nomadic or Denotified Caste?

Yes, the applicant must be a woman from a Nomadic or Denotified Caste to be eligible for this loan.

What is the maximum age limit to apply for this scheme?

The applicant's age should not be more than 50 years as on the date of application.

What is the minimum age required to apply for the Mahila Samriddhi Yojana?

The applicant's age should be at least 21 years as on the date of application.

Is collateral required to get a loan under this scheme?

Yes, the applicant will have to provide suitable collateral to get the loan.

Do I need any specific experience to be eligible for the loan?

Yes, the applicant must have experience in a technical and skilled trade or business.

What is the annual interest rate for this loan scheme?

The interest rate will be 4% per annum.

Does the scheme cover the full amount of my business or occupation?

Yes, under this scheme, 100% loan of the business/occupation amount is provided.

What is my contribution to the loan amount?

There is zero beneficiary contribution to the loan amount.

How is the loan amount funded by different entities?

The loan amount consists of 95% National Corporation contribution and 5% State Government contribution.

Where can I find the application form for the scheme?

You can find the application form by visiting the Official Website of Gujarat Nomadic and Denotified Tribes Development Corporation at https://gndcdconline.gujarat.gov.in/ and clicking on "Apply Now" under "Mahila Samriddhi Yojana."

How can I track the status of my application after submission?

You will receive an Application ID/Reference Number, which you can use to track the status by visiting the Official Website and clicking on "Know App Status."