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Banking,Financial Services and Insurance; Business & Entrepreneurship

Micro Finance Scheme (GNDTDC)

The scheme promotes self-employment among Nomadic and Denotified Tribes by offering loan up to ₹1,25,000 at a concessional interest rate to help start small-scale businesses or enterprises.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

Loan Amount Details: | - Loan Amount: Up to ₹1,25,000/-.- Interest Rate: 5% per annum. | - Loan Contribution: 90% will be from the National Corporation, 5% from the State Government, 5% from the beneficiary.- Repayment: The loan amount will have to be repaid in 48 equal monthly installments, including interest.

Who can apply

The applicant should be a resident of Gujarat.; The applicant should belong to the Nomadic Tribe or Denotified Tribe.; The applicant's family's annual income should not exceed ₹3,00,000/-.; The applicant's age should be between 21 to 50 years on the date of application.; The applicant should have experience & technical skill in the proposed trade/business.; The applicant will have to provide suitable collateral to get the loan.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the primary purpose of this scheme?

The scheme provides loans and assistance to individuals for starting small-scale businesses or enterprises.

Who is eligible to apply for a loan under the scheme?

The applicant must be from a Nomadic or Denotified Tribe to be eligible for this scheme.

What is the minimum age required to apply for the scheme?

The applicant's age should be at least 21 years as of the date of application.

What is the maximum age limit for applicants of the scheme?

The applicant's age should not be more than 50 years as on the date of application.

Do I need to have prior experience in a specific field to apply for this loan?

Yes, applicant must have prior experience in the proposed trade or business.

Is collateral required to obtain a loan under the scheme?

Yes, the applicant will have to provide suitable collateral to get the loan.

How is the loan amount contributed by different entities?

90% of the loan is contributed by the National Corporation, and 5% is contributed by the State Government.

What is the annual interest rate for the loan?

The interest rate will be 5% per annum.

How will the loan amount be repaid?

The loan amount will have to be repaid in 48 equal monthly instalments, including interest.

What kind of businesses or enterprises are supported by this loan?

Loans are provided to start a small-scale business or enterprise.