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Banking,Financial Services and InsuranceState/ UT Level

Direct Finance Scheme by NSFDC (GSCDC)

Under this scheme, loans are offered at a low interest rate, ranging from 1% to 5%, specifically for self-employment to scheduled caste (SC) individuals.

Authority

State/ UT

Region

Gujarat

Status

Active / Open

Updated

Recently Verified

What are the Benefits?

- Provide a loan for self-employment to a scheduled caste person at a low interest rate of just 1% to 5%.

Who is Eligible?

The applicant must be a resident of Gujarat.; The applicant must belong to the Scheduled Caste (SC) community.; The applicant must be unemployed.; The applicant’s annual family income should not exceed ₹3,00,000.

Required Documents

Aadhaar Card
PAN Card
Income Certificate
Residence Proof (Domicile)

Common Questions

Is there any fee to apply?

No, the application form and services are completely free.

What is Bahedhari Patrak?

A notarized surety document is required for loan sanction.

Who is eligible for the scheme?

Scheduled Caste persons with family income up to ₹3,00,000.

What is the rate of interest on loans under this scheme?

Loans are available at concessional rates between 1% to 5%.

What is the purpose of the loan?

The purpose for self-employment and business ventures.

Can salaried individuals apply for this scheme?

No, only unemployed SC persons seeking self-employment are eligible.

What documents are required?

Aadhaar card, caste certificate, income certificate, bank details, and business-related documents.

Where can I apply for this scheme?

The apply online at https://gscdconline.gujarat.gov.in/.

Is there an offline application process?

No, applications are accepted only online.

Where can I get more information?

More details are available on https://sje.gujarat.gov.in/ddcw and the https://gscdconline.gujarat.gov.in/.