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Housing & Shelter

Dr. Ambedkar Awas Yojana

Under the scheme, financial assistance of ₹1,20,000/- is provided to Scheduled Caste individuals who do not own a residential home, have an old rough residential home, or own a plot for residence, and who belong to the Below Poverty Line (BPL) category for the construction of a house.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

- Under the scheme, individuals belonging to the scheduled caste category are provided with ₹1,20,000/- assistance for the construction of houses in both urban and rural areas. | - The assistance will be paid in three instalments, first instalment is ₹40,000/- (with order of administrative sanction), the second instalment is ₹60,000/- (after reaching the lintel level), and the third instalment is ₹20,000/- (On completion of construction, including toilets).

Who can apply

The applicant should be a native of Gujarat.; The applicant should belong to the Scheduled Caste category.; Economically weaker Scheduled Caste individuals, especially those below the poverty line are eligible to receive benefits under the scheme.; The beneficiary should not own a residential home, possess an old rough residential home, or have their own plot for residence.; The applicant or any other family members of the applicant should not have already received benefits under any other housing scheme implemented by the Government.; The annual income should not exceed ₹6,00,000/- in rural area and ₹6,00,000/- in urban area.; Those who are eligible for ₹12,000 assistance for toilets will be eligible for it separately as per the rules of the scheme. However, if the beneficiary is not eligible for assistance for a toilet, he/she will have to construct a toilet out which is mandatory for assistance of ₹1,20,000/-.; On the house built under this scheme, the beneficiary will have to put a plaque as per “State Government's Ambedkar Awas Yojana”.; The upper limit on construction of houses will be ₹10,00,000/- for urban areas and ₹7,00,000/- for rural areas. The ceiling limit will not apply to the assistance provided under the Affordable Housing Scheme in urban areas.; The construction of the house has to be completed within 2 years from the payment of the first installment of the housing assistance.; The age of the beneficiary will be at least 21 years.; A scheduled caste beneficiary can also be given the benefit under this scheme if his adult sons or brother builds a house on the first floor of the person whose name currently has a house on the ground floor to build his own house with the consent of the house owner/landlord.; If the entire construction of the house cannot be completed with the assistance received under the "Dr. Ambedkar Awas Yojana," the beneficiary will need to contribute the remaining amount to ensure the completion of the construction of the house.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

When was the scheme launched?

The scheme was launched in the year 1999.

Who is eligible for benefits under the scheme?

Scheduled Caste individuals who do not own a residential home, have an old rough residential home, or own a plot for residence, and who belong to the Below Poverty Line (BPL) category are eligible.

What is the financial assistance provided under the scheme?

Beneficiaries are provided [?]1,20,000/- for the construction of a house, payable in three installments.

How are the financial assistance installments distributed?

The first installment is [?]40,000/-, the second installment is [?]60,000/-, and the third installment is [?]20,000/-.

Who implements the scheme in urban areas?

In urban areas, the scheme is implemented by the District Deputy Director, Scheduled Caste Welfare Office.

Who implements the scheme in rural areas?

In rural areas, the scheme is implemented by the District Social Welfare Officer Office.

What is the eligibility criterion regarding annual income?

The annual income should not exceed [?]6,00,000/- in rural areas and [?]6,00,000/- in urban areas.

Is there a requirement regarding the completion of construction under the scheme?

Yes, the construction of the house has to be completed within 2 years from the payment of the first installment of the housing assistance.

Can the scheme be availed for constructing toilets?

Yes, beneficiaries eligible for assistance for toilets can receive [?]12,000/- separately as per the scheme's rules.

How can one apply for the scheme?

Eligible applicants can apply through the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/

What is the upper limit on construction costs under the scheme?

The upper limit is [?]10,00,000/- for urban areas and [?]7,00,000/- for rural areas.

Is there an age requirement for beneficiaries?

Yes, the beneficiary should be at least 21 years old.