What you get
- Interest-free loan up to ₹5,00,000/- was provided for participating in shows/exhibitions outside India. | - Interest-free loan up to ₹5,00,000/- was also provided for market study tours outside India. | - The loan was repayable over five years in equal half-yearly installments. | _*Delay in payment carried an interest at 14% per annum._
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
What happened if a unit failed to repay the loan under the scheme?
In case of failure to repay, the collateral security provided by the unit was forfeited.
How long did a unit need to be operational to qualify for the scheme?
A unit had to be in operation for a minimum period of three years to be eligible for the scheme.
What documentation was required to prove a unit’s import/export activities?
Units had to provide an import/export code issued by the Reserve Bank of India or the Government of India or any competent authority of the Government of India.
What was the maximum turnover limit for units to be eligible under the scheme?
The total turnover of the unit for the last three preceding financial years should not have exceeded [?]10,00,00,000/-.
What happened if a unit that had already availed benefits under the scheme was sold or transferred?
If the original unit had already taken benefits under the scheme, the sold or transferred unit was not eligible to derive any benefits.
What was the maximum loan amount provided under the scheme?
The scheme provided an interest-free loan of up to [?]5,00,000/- for eligible units.
What were the purposes for which the interest-free loan could be used?
The loan could be used for participating in shows or exhibitions outside India or for market study tours abroad.
What was the interest rate charged for delayed loan repayments?
Delay in payment carried an interest rate of 14% per annum.
What collateral security was required to avail the loan under the scheme?
Units had to submit collateral security equal to the quantum of contribution sought or equal to the amount the unit was eligible for.
What additional repayment assurance was required from the loanee?
The loanee had to furnish Post Dated Cheques for repayment of the installments, and non-realization of any cheque could lead to prosecution.
How long did it take for the Directorate to intimate its decision on the application?
The Director of Industries, Trade and Commerce intimated the decision within two weeks of receiving the application.
How much time in advance did units need to apply before a study tour or exhibition?
Units had to apply at least 30 days prior to the study tour or exhibition, unless agreed otherwise by the Director of Industries, Trade and Commerce.