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Bima Yojana - Direct Benefit to Artisan

Launched on 15th August 2022, the scheme "Bima Yojana - Direct Benefit to Artisan (BYDBTA)" is a Social Welfare Scheme by the Ministry of Textiles, Government of India.

Authority

Central

Region

Central Government

Status

Verified 2026

Updated

March 2026

What you get

Assistance from the government may be either in the form of monthly allowance, or lump sum grant or both. In no case however shall the assistance exceed ₹ 8,000/- (Rs. Eight thousand only) per month.

Who can apply

The applicant should be a master craftsperson who has received Shilp Guru Awards, National Awards, Merit Certificates, or similar honours.; The applicant should be aged 60 years or above (relaxation is available for artisans with disabilities).; The applicant’s annual income should not exceed ₹1,00,000.; The applicant should not be receiving similar financial assistance from other sources.; The applicant should submit an income certificate and an affidavit annually, countersigned by a 1st Class Magistrate.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Is this scheme applicable to all artisans?

No, only senior and award-winning artisans who meet the eligibility criteria are covered under this scheme.

What is the maximum benefit provided under the scheme?

The maximum financial assistance is ₹8,000 per month, which may be given as: | - A monthly allowance- A lump sum grant, or- Both, but not exceeding the monthly cap of ₹8,000.

What is the Bima Yojana - Direct Benefit to Artisan (BYDBTA)?

The BYDBTA is a social welfare scheme launched by the Ministry of Textiles on 15th August 2022, aimed at providing monthly financial support up to ₹8,000 to senior and award-winning artisans in the handicraft sector.

Who is eligible for the BYDBTA scheme?

To be eligible, the applicant must: | - Be a master craftsperson aged 60 years or above- Have received Shilp Guru, National Award, Merit Certificate, or similar national-level recognitions- Have an annual income not exceeding ₹1,00,000- Not be receiving similar financial aid from other government schemes | Note: Age relaxation is available for artisans with disabilities.

How can one apply for the BYDBTA scheme?

The application process is offline: | - Fill the prescribed application form | - Submit it at the nearest Handicrafts Service Centre (HSC) along with required documents

What documents are required to apply for this scheme?

Applicants must provide: | - Aadhaar Card | - Artisan ID Proof issued by DC (Handicrafts)- Birth Certificate (for age verification)- Bank Account Details (for benefit transfer)- Passport-sized Photograph- Annual income certificate and affidavit signed by a 1st Class Magistrate

Can artisans receiving MUDRA loans apply for this scheme?

Yes, provided they are not receiving similar financial assistance from other government sources. The artisan must be registered with the Office of Development Commissioner (Handicrafts).

Who implements the BYDBTA scheme?

The scheme is implemented by the Office of the Development Commissioner (Handicrafts) under the Ministry of Textiles, Government of India.

Is the benefit transferred directly to the artisan?

Yes, financial assistance is transferred directly to the artisan’s bank account linked with their Aadhaar.

Do artisans need to renew their application every year?

Yes, beneficiaries must submit a fresh income certificate and affidavit every year, duly countersigned by a 1st Class Magistrate, to continue receiving the benefit.