What you get
Loan Amount (₹): 5,00,000 - 10,00,000 | Subsidy (₹): 1,00,000 | Loan Amount (₹): 10,00,000 - 20,00,000 | Subsidy (₹): 1,50,000 | Loan Amount (₹): 20,00,000 - 30,00,000 | Subsidy (₹): 2,00,000 | Loan Amount (₹): 30,00,000 - 40,00,000 | Subsidy (₹): 2,50,000
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Which Department Manages The "Aponar Apon Ghar" Home Loan Subsidy Scheme?
The "Aponar Apon Ghar" Home Loan Subsidy Scheme is managed by the Finance Department, Govt. of Assam.
What Are The Objectives Of "Aponar Apon Ghar"?
The objective is to realize the vision of "Housing For All" by 2022 so that each poor person may have their own house. All the applicants will get home loans at subsidized interest rates.
Should The Applicant Avail Of The Loan From A Regional Rural Bank Only, In Order To Be Eligible For The Loan Subsidy?
No, the applicant can avail of housing loans from any Scheduled Commercial Bank, Regional Rural Bank, or Assam Cooperative Apex bank within the state.
What Is The Maximum Amount Of Subsidy That The Applicant Can Receive On The Home Loan?
The state govt. will provide [?] 2,50,000 subsidy on home loans up to [?] 40,00,000.
Can A Person Get House Loan Subsidy For Purchasing Their 2nd House?
No, this house loan subsidy is only for those who are purchasing their 1st house and have not availed of loans under the previous Apun Ghar Scheme.
Can Residents From Nagaland Also Apply To This Scheme?
No, the scope of the scheme is limited to the permanent residents of the state of Assam.
How Much Shall Be The Subsidy On A Loan Amount Of ₹ 7,50,000?
The subsidy shall be [?] 1,00,000.
How Much Shall Be The Subsidy On A Loan Amount Of ₹ 19,00,000?
The subsidy shall be [?] 1,50,000.
How Much Shall Be The Subsidy On A Loan Amount Of ₹ 19,00,000?
The subsidy shall be [?] 1,50,000.
Where Can I Find The Link To The Scheme Guidelines?
The Scheme Guidelines can be found at this link - | https://finance.assam.gov.in/sites/default/files/INTEREST%20SUBVENTION%20SCHEME%20FOR%20HOUSING%20LOAN%20FOR%20REGULAR%20STATE%20GOVERNMENT%20EMPLOYEES%20UNDER%20APUN%20GHAR%2C%20FILENO.%20FM.45.2016.157%2C%20DTD.21.03.2017_1.PDF
Where Can I Fin The Document Checklist?
The Document Checklist can be found at this link - | https://sivasagar.assam.gov.in/sites/default/files/public_utility/APPLICATION%20FORM%20FOR%20HOME%20LOAN_2.pdf
Can I Apply Ot This Scheme If The Total Income Of My Family Is ₹ 27,00,000?
No, in order to be eligible, the total family income of the applicant (from all sources) must not exceed [?] 20,00,000.
What Is The Full Form Of NPA?
The Full Form of NPA is "Non-Performing Assets".
Can I Apply Offline To This Scheme?
No, this scheme only accepts Online Applications.